Preparing to Buy a Home in 2022?
Crossland Title, Inc.
Crossland Title Inc. is a Knoxville title agency providing full-service real estate title solutions. Crossland Title Inc. makes your closing seem effortless.
With more than 36 years of experience in the real estate and title business, owners Pam Rice and Beth Crox have built their reputations upon the virtues of personal service and integrity. They believe that reputation as an honest and reliable business is the recipe for success.
If You’re Not Ready to Buy Today, How Can You Prepare for 2022?
You may not be ready to buy today, but there are plenty of ways you can get ready to buy – so that when the time comes, you’re able to get your dream home. Here’s what you should do:
If you go to McDonalds, it’s okay to walk to the first available cashier. This isn’t a Big Mac, though – it’s an expensive, complex transaction. Realtors vary in experience, expertise, and areas of specialization. Don’t just pick the first person Zillow recommends to you.
“You’re going to want to have someone you can communicate well with, someone that you like, and someone you feel like you can trust,” advises Renee. “An agent that might be a good fit for a different personality type may not be a good fit for you. So I think it’s always important to get to know the person, read their reviews, do due diligence on the agent, and make sure they’re a good match for you.”
Get your Financing in Order.
If you’re better prepared to finance a home, ultimately the home buying experience will be less stressful. Use this year to improve your credit score, save money for the down payment and closing costs, and work on your debt-to-income ratio. Meeting with a mortgage advisor ahead of time can help potential homeowners get ahead of issues. Issues that may hold them back from qualifying for their dream house.